Finanzguru

Founded by Alexander Michel in 2017

Manage bank accounts, contracts, and budgets in one app

Cost

Free Tier

Rating

★ People love it

Time to value

Quick Setup (< 1 hour)

You can use Finanzguru to connect over 3,000 bank accounts, savings accounts, and investment portfolios in one place. It automatically categorizes your transactions, shows all your recurring contracts like subscriptions and gym memberships, and lets you cancel contracts directly in the app. You can also set spending budgets, check your insurance coverage, and get cashback on vouchers through the Sparbooster feature. Available in Germany and Austria, it's free to use and regulated by BaFin.

What Finanzguru does

Connect bank accounts from over 3,000 German-speaking institutionsView and track all active contracts and subscriptionsCancel a contract directly inside the appSet and monitor monthly spending budgets by categoryCheck insurance coverage and get personalized recommendationsEarn cashback on vouchers matched to your past purchasesReview automatically categorized transactionsTrack total monthly fixed costs across all accountsConnects over 3,000 banks including current accounts, savings, crypto exchanges, and investment portfoliosAutomatically categorizes transactions using AIShows all active recurring contracts and subscriptions with their monthly costsCancel contracts directly inside the app without any paperworkCashback feature that matches vouchers to your shopping habits automaticallyInsurance gap checker that gives recommendations based on your personal situationSmart budget tracking per spending categoryAES encryption with a personal data vault only accessible by the user