Method

Founded 2021

Provides connectivity to consumer credit and liability accounts with embedded payments, enabling end-to-end lending experiences, real-time account data intelligence and one-click checkout.

Cost

Demo

Rating

★ People love it

Time to value

Moderate Setup (1-3 hours)

You can use Method to connect your users' credit cards, loans, and liability accounts from over 15,000 financial institutions using just their phone number. The API lets you access real-time account data including balances, transactions, and due dates. You can also initiate payments directly to pay off loans, transfer balances, and handle bill payments without requiring users to provide account numbers or login credentials.

What Method does

Link customer bank accounts using phone verificationRetrieve real-time account balances and transactionsProcess loan payoffs to external financial institutionsTransfer balances between credit cards and loansSet up automated bill payment schedulesMonitor account changes and send notificationsVerify customer financial information for underwritingGenerate payoff quotes for existing debtsConnect accounts with phone number verification onlyAccess data from 15,000+ financial institutionsReal-time account balance and transaction updatesInitiate payments without manual account setupMulti-factor authentication without login credentialsInstant notifications for account changesBalance transfer capabilities across institutionsComplete loan payoff processing