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Palus Finance - Financial Management Tool

Palus Finance

Palus Finance

Founded by Michael Gonzalez in 2026

Better yields on idle cash for startups and SMBs

Cost

Paid

Rating

Mixed Reviews

Time to value

Quick Setup (< 1 hour)

You can use Palus Finance to invest your company's long-term cash reserves in government-backed bonds for higher yields than money market funds. The tool automatically invests your cash in agency mortgage-backed securities, offering 4.5-5% APY compared to typical 3.5% money market rates. You can withdraw funds in 1-2 business days while earning nearly 50% more than traditional money market accounts on cash you won't need for 3+ months.

What Palus Finance does

Connect company bank account via Plaid integrationTransfer reserve cash to government-backed bond portfolioMonitor real-time yield performance and balancesWithdraw funds to bank account within 1-2 business daysCalculate potential earnings based on allocation amountsSet up automatic monthly compounding of returnsTrack performance against money market alternativesManage cash allocation across different time horizonsInvests in government-backed agency mortgage securitiesOffers 1-2 day withdrawal with no lockup periodsProvides 4.5-5% APY on corporate cash reservesAutomatically rebalances portfolio monthlyConnects directly to existing bank accounts via PlaidFINRA-licensed custodian holds all assetsProfessional investment management by Regan CapitalNo minimum balance requirements

Tutorials & Demos

Frequently asked

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Palus Finance, treasury management, cash reserves, government bonds, agency mortgage-backed securities, yield optimization, corporate finance, SOFR, money market alternative, business cash management, fixed income, federal government backing, cash allocation, investment management, corporate treasury